Over 350,000 small businesses call Chicago home. However, most of them are overpaying for payroll — or underpaying for support. For over 20 years, Payroll Freedom has served Illinois small businesses with transparent pricing, dedicated specialists, and no long-term contracts.
In one sentence: Payroll Freedom is a locally owned payroll services firm that has served small businesses in Chicago, IL and across Illinois since 2004 — providing full-service payroll processing, Chicago and Illinois tax compliance, and HR support starting at $3.35 per employee with no long-term contracts and a dedicated specialist assigned to every account.
Illinois has some of the most complex payroll tax requirements in the country. Add Chicago’s local tax layers, and small business owners end up spending more time on compliance than their counterparts in simpler states.
We bring 20+ years of Illinois payroll expertise, a dedicated specialist on every account, and transparent pricing with no surprises.
From a 3-person Wicker Park restaurant to a 50-person River North professional services firm — if you have employees in Chicago, we handle your payroll.
Don’t see your industry? Ask us — we serve virtually every small business type in Chicago.
Transparent, per-employee pricing — no base fees buried in the contract, no surprise year-end charges. In fact, most Chicago small businesses with 5–25 employees running bi-weekly payroll pay between $130–$300/month total — base fee plus per-employee charges.
Base fee per payroll run: $45 weekly · $64 bi-weekly or semi-monthly · $95 monthly
Year-end W-2 & 1099: $135 base + $9.55/employee, billed annually · One-time setup: $300
Chicago small businesses looking for payroll services have options. Here’s how Payroll Freedom stacks up on the things that actually matter for a business your size.
| Feature | Payroll Freedom | ADP | Paychex | Gusto |
|---|---|---|---|---|
| Dedicated specialist on your account | ✓ Yes | ✗ No | Sometimes | ✗ No |
| Month-to-month — no long-term contract | ✓ Yes | ✗ Annual | ✗ Annual | ✓ Yes |
| Transparent per-employee pricing | ✓ Yes | ✗ Quote only | ✗ Quote only | ✓ Yes |
| Illinois & Chicago compliance expertise | ✓ 20+ years | Generic | Generic | Generic |
| Same-day support response | ✓ Yes | ✗ Call center | ✗ Call center | ✗ Chat/email |
| Free provider switch management | ✓ Yes | ✗ No | ✗ No | Partial |
| Local office — Illinois-based team | ✓ Mundelein, IL | ✗ National | ✗ National | ✗ National |
Competitor features based on publicly available information as of 2025. Individual experiences may vary.
No fluff. If your question isn’t here, ask us directly.
Want to learn more? Visit our Learning Center or read about Illinois payroll tax requirements.
Most Chicago small businesses are up and running with us within one pay cycle. Furthermore, there’s no long transition, no data loss, and no contract to sign. Let’s talk.